Resources
Medicare Notes for Central Texas
Short, practical writing about the decisions Central Texas seniors actually face — deadlines, drug costs, networks and the fine print that changes every January.
Each piece links to the full guide on this site so you can go as deep as you want, or stop once you have your answer.
- Written locally, not syndicated
- No jargon and no sales pitch
- Focused on Waco and McLennan County
Latest
Articles and guides
- Enrollment6 min read
What Waco seniors should do before December 7
Annual Open Enrollment closes December 7. Here's the short review that catches most of the money — your Annual Notice of Change, your drug list, and next year's network.
- Plan types7 min read
HMO or PPO? What the difference means at Hillcrest and Providence
Network rules decide whether your specialist visit is covered. A practical look at how HMO and PPO Advantage plans behave with Waco's two big hospital systems.
- Prescriptions5 min read
Why the cheapest Part D plan is usually the wrong one
Premium is the least important number in a drug plan. Tiers, formularies and preferred pharmacies are where the real annual cost lives.
- Medigap6 min read
Plan G vs. Plan N: which one actually saves you money?
The benefits are standardized, so the decision comes down to premium versus copays. We run the comparison the way we'd run it for a client.
- Turning 658 min read
The 65th-birthday timeline nobody explains clearly
Seven months, one Medigap window, and one very expensive mistake if you're still working. A month-by-month plan for getting it right.
- Costly errors7 min read
Seven Medicare mistakes we fix every single year
Missed deadlines, TV-ad enrollments and set-and-forget coverage. Most of these are permanent — and all of them are avoidable.
Looking for something specific? Try the Medicare FAQs or the Medicare checklist.
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