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An independent, Texas-licensed insurance agency — not a government agency.

Your adviser

Dale Whitaker, Medicare Agent in Waco, TX

Licensed Texas insurance agent, based in Waco, TX. I help people turning 65, people already on Medicare who want a second opinion, and families sorting out coverage for a parent. There is no charge for that help.

I'm the person who answers when you call, and I'm the person who answers next January when something on a bill doesn't look right.

Downtown Waco, Texas, where Waco Senior Insurance meets clients
Appointments in Waco and across McLennan County, at your home or by phone.Placeholder image — replace with real office and community photographs.
Portrait of Dale Whitaker, Licensed Texas insurance agent

Have Dale call me

A licensed local agent will call you. No obligation to enroll.

Credentials

Licence and certification details

Full name
Dale Whitaker
Licence
Texas insurance licence TX-0000000
National Producer Number
00000000
Licensed since
2011
Medicare certification
AHIP Medicare certified, renewed annually
Direct phone
254-264-2899
Email
hello@wacoseniorinsurance.com
Based in
Waco, TX

Placeholder credentials

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Background

Why I ended up doing Medicare work

I got into this after helping a family member sort out a plan that looked fine on paper and turned out not to cover her specialist. Nobody had checked. That one afternoon of phone calls is the reason the first thing I ask anyone is who their doctors are.

Since then the work has been mostly the same: sit down with someone, write out their providers and their medications, and price the plans I can offer against that list. Sometimes the answer is that their current plan is already the best of what I have, and I tell them so.

Medicare rules are federal, but plans are local. What matters in McLennan County is which carriers hold real provider networks here, and which quietly dropped a clinic in the last contract year.

Scope

Carriers represented and communities served

Carriers I represent

  • Carrier A (placeholder)
  • Carrier B (placeholder)
  • Carrier C (placeholder)
  • Carrier D (placeholder)

Placeholder list. I do not offer every plan available in your area — the carrier list here should be replaced with the appointments actually held. To review all of your options, contact Medicare.gov, 1-800-MEDICARE or the Texas SHIP program.

Communities served

Waco, Hewitt, Woodway, China Spring, Robinson, Lorena, Bellmead, McGregor, Lacy Lakeview, Crawford, West and Elm Mott.

  • In-person appointments, including home visits
  • Phone and video appointments
  • No cost for our help
  • The same adviser at renewal time

What clients say about working with Dale

Reviews are shown with the client's first name, last initial and city, with permission.

  • Turning 65

    I was turning 65 and had no idea which forms came first. We went through my dates on one call, and I had my Part B start date and a plan picked out before my birthday month.
    Marlene H. · Woodway, TX
    Google review (placeholder) · March 2026
  • Doctor networks

    My cardiologist was the whole issue. He checked the network before I signed anything and told me plainly which of the plans he could offer kept my doctor.
    Ronald P. · Waco, TX
    Google review (placeholder) · January 2026
  • Prescription costs

    He ran my six medications through the drug lists instead of just quoting me a premium. My yearly cost dropped and I'm using the same pharmacy on Valley Mills.
    Gwen S. · Hewitt, TX
    Google review (placeholder) · November 2025

Placeholder content: the quotes above are examples supplied during site build. Replace them with verbatim client reviews and links to the public review profile, or remove this section, before publishing.

Talk it through with Dale

Bring your doctor list and your prescriptions. We'll go through the options I can offer and tell you honestly where they fall short.